Mission and Vision
At Sow2Grow, we help you plan, invest & grow your money around your life goals - not just market trends
We build lasting relationships with our clients based on trust, accessibility & personalized guidance
Our mission is to bring clarity, control & confidence to your financial journey
Our Offerings
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Financial Goal Planning
Long-term thinking is hard. Investing without goals in mind, often leaves people confused, underprepared, and unsure if they’re truly on track.
We make this simple through a focused 2-hour goal-planning workshop that helps you discover your financial goals across 6 different life aspects.
Goal oriented plans help you invest with clarity, control & confidence to achieve emotional satisfaction in life.
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Retirement Planning
Retirement feels far away, so it’s often ignored - until it’s too late. Lifestyle inflation and rising costs silently erode your future purchasing power.
We plan your retirement using time-value-of-money calculations, inflation-adjusted projections, and our smart bucket strategy. This helps you retire comfortably with more from less, starting today. -
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Mutual funds
With 49 AMCs and 2,000+ mutual fund schemes, choosing the right one can get confusing. Most people end up picking what’s popular instead of what actually suits their goals.
We help you cut through that clutter by identifying the schemes that align with your goals, timelines, and risk profile. You don’t need all the schemes - just the right ones, backed by a clear, goal-based plan.
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Alternates
We help you upgrade your portfolio with advanced opportunities that can boost long-term returns or generate income across market cycles.
Specialised Investment Fund(SIF - ₹10L min): Short & long strategies to earn through every market phase.
Portfolio Management Services (PMS - ₹50L min): Professional managers actively build & manage stocks portfolio for potentially higher returns.
Alternative Investment Fund (AIF - ₹1 Cr min): Exclusive strategies offering access to high-growth alternative assets. -
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GIFT City
Through GIFT City, domestic investors can strengthen their portfolio via global diversification & enjoy tax efficiencies.
GIFT City also allows NRIs to access India-focused funds through IFSC platforms using USD for seamless transactions. Advantages include no TDS on certain incomes, exemptions from capital gains etc. Investing in USD also eases impact of forex fluctuations on the portfolio. -
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Insurance Solutions
A medical emergency or sudden dealth in family can wipe out years of savings and collapse your financial plans.
We help you choose the right health and term insurance, ensuring medical costs don’t derail your goals and your family stays financially secure - no overselling, no mismatched policies. -
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Tax Optimization
Poor tax planning reduces returns, causes unnecessary leakage, and leaves you unprepared for changing tax rules.
We optimize your investments with tax harvesting, manage tax impact from rule changes, and also assist with ITR filing - ensuring your wealth grows efficiently and compliantly.
Our Partnerships
Stories of Clarity, Trust & Confidence
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I initially struggled for time when planning to invest in mutual funds often resulting in procrastination. Connecting with Tarun and his team at Sow2Grow was a game-changer. The most valuable part of the process was the deep-dive goal-planning exercise, which helped me clearly define and prioritize my financial objectives. Tarun and his team were exceptionally patient and supportive, addressing all my questions - even the silly ones - with meticulous detail. Their commitment to client success is further demonstrated by their proactive communication, keeping you informed and updated without you ever needing to follow up
Tulika Sinha, 32
Manager - M&G Global Services, Bengaluru -
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I recently started using Sow2Grow services, and my experience has been excellent. The team was incredibly patient and proactive in understanding my investment goals and creating a detailed, personalized plan. I truly appreciate their collaborative approach and commitment to aligning the investment strategy with my needs and constraints. Amid so much noise, Sow2Grow was a pleasant surprise. They offer exactly the kind of services I was looking for, and I feel confident that my investment worries are finally sorted. I especially liked their goal-based investment planning - something I had heard about before but never found the right framework to actually implement. I look forward to continuing this journey with them.
Rajnish Chauhan, 30
Manager-VISA, Bengaluru -
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I was at that stage of life where I wanted to invest my savings in a strategic, smart and safe manner. I took only one step, but I have seen the Sow2Grow team take multiple steps to put forward an investment plan which is customised to my situations, taking care of my apprehensions and being transparent. These things infuse trust in me as an investor.Sow2Grow has enhanced my knowledge about the financial market and insurances. With regard to the service and approachability, Sow2Grow is just one call away. They are considerate to your doubts and questions however naive they are.Their team holds expertise in the investment field. Overall, a very good experience for me.
Name withheld by client, 32
Government Official, Faridabad -
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After retirement, I had some savings, but I wasn’t sure what to do with them. I didn’t want to take big risks, but also didn’t want my money to lose value. That’s when I got in touch with Sow2Grow. They spoke to me patiently, understood my needs, and explained things in a way I could easily understand. They helped me plan my expenses, keep money aside for emergencies, and also guided me on health insurance and tax saving. What I liked most is that they never pushed me into anything. It felt like talking to a family member who really wants to help. I feel much more relaxed now, knowing my money is in safe hands.
Sudhir Kumar, 60
Retired Professional, Gurugram
About Us
We are a team of experienced, certified professionals with backgrounds in statistics, commerce, and financial planning. With over a decade of combined experience in managing investments for retail clients, we bring depth and practical insight to every financial decision.
Our qualifications include
Certified Financial Planner (CFP)
Chartered Financial Goal Planner (CFGP)
NISM Certifications - Mutual Funds, PMS, Securities Markets, Financial Education & Retirement Planning
Registered Name & Address
Suvidha Investments
16-A, Singar Nagar, Alambagh, Lucknow - 226005
AMFI Registered MF Distributor - ARN318976
APMI Registered PMS Distributor - APRN04180
IRDAI Registered Insurance Agent
Contact Details
sow2grow.investments@gmail.com
+91 9873179777
Frequently Asked Questions
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Our team has 10+ years of experience across banking, consulting, and financial education. We’re certified (CFP, CFGP, NISM) and have helped people at all life stages plan their money with care.
We’re SEBI-compliant, transparent, and never push products. We listen, simplify, and support you through every step.
At Sow2Grow, our focus is clear: honest advice and plans built around your life - not just market trends.
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We don’t chase what’s trending - we plan around your life goals. Whether it's buying a house, retiring, or taking a break, we connect your money to what matters, regularly review it, help with execution and give you a simple app to track everything.
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Our charges are simple and clearly communicated upfront. Depending on the service (mutual fund, PMS, insurance, etc.), we earn through standard distribution models - no hidden fees, no surprises.
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We choose investments based on your goals, timelines, and risk appetite - not on returns alone. Everything we suggest is backed by research and fits into your bigger financial picture.
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Returns are not guaranteed, they are market linked. Returns also depend on the kind of investment product chosen. However, through thoughtful planning, we help you align your goal based investments as per your risk appetite.
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Your money stays 100% safe because it is not held by Sow2Grow at any point. All your investments remain in your name with the AMCs and RTAs. You can redeem or manage your investments directly through AMC websites, CAMS/KFin, or MF Central. Your folios, KYC, and login access remain fully valid and unaffected. Our closure has no impact on your existing investments.
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No. Investors never transfer money to Sow2Grow Investments’ account. All payments go directly to the AMCs through secure, regulated channels - we only facilitate the investment process
Anything else on your mind?
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